Our fear of disasters that may never happen robs us of the courage to meet the ills that do occur

DonÆt let life discourage you; everyone who got where he is had to begin where he was

All excellent things are as difficult as they are rare

A goodplan is like a road map: it shows the final destination and usually the bestway to get there.

Keep things informal. Talking is the natural way to do business. Writing is greatfor keeping records and putting down details, but talk generates ideas. Greatthings come from our luncheon meetings which consist of a sandwich, a cup ofsoup, and a good idea

Peopledo not seem to talk for the sake of expressing their opinions, but tomaintain an opinion for the sake of talking.

Hold a true friend with both your hands.

To startblindly with a statement is a sign of arrogance and narrow-mindedness, andwill lead to conflict. To start blindly with a question is a sign ofuncertainty and honesty, and will lead to wisdom.

Duty largely consists of pretending that the trivial is critical

Finance is the art of passing currency from hand to hand until it finally disappears.

Welearn little from victory, much from defeat.

It is a good reader that makes a good book.